A Division of Thomas & Company Group
Thomas & Company Solutions
Structured Right.
Positioned to Be Bankable.
We don't run your business. We build how lenders see it: the structure, the standing, and the file that make you a business owner banks want to fund.
35+
Lender Compliance Checkpoints
5 Min
Free Business Scan
4
Paths in The HOUSE
1
Goal: Bankable
Our Focus
Lenders review your business before they ever meet you.
Funding decisions start with what a lender can verify on paper. Thomas & Company Solutions works on the outside of your business, the structure and standing a lender reviews, so the file in front of them reads as established, organized, and ready.
Your operations stay yours. Our work is making sure the business you built is recognized as bankable.
What a lender asks first
- Is the business properly formed and in good standing?
- Does the business information match everywhere it appears?
- Does the business have its own bank account and history?
- Is there a business credit profile with the bureaus?
- Are the documents a lender asks for ready to go?
- Does the owner present as organized and prepared?
What We Do
Built for Bankability
Five areas of work, all aimed at one outcome: a business lenders take seriously.
Business Structure
The foundation lenders check first. We make sure your company is built correctly on paper.
- Entity selection and formation review
- EIN, registered agent, and business address
- Business phone, domain, and professional email
- Holding company and multi-entity structure
Good Standing & Compliance
A lapsed filing can stop a funding file cold. We keep your business current and verifiable.
- State good standing and annual filings
- Licenses and registrations in order
- Consistent business information everywhere it is listed
- Lender compliance checkpoints reviewed
Bankability & Funding Readiness
We position you, the owner, and your company so a lender can say yes with confidence.
- Business banking relationship setup
- Documentation lenders request, organized
- Gap report on what is holding your file back
- A clear funding readiness roadmap
Business Credit Foundation
One piece of being bankable, not the whole picture. Built in the right order, on the right structure.
- Business bureau profiles established
- Starter vendor accounts in sequence
- Payment history that reports to the bureaus
- Progression toward larger credit lines
Grant Readiness
Grant funders review structure and standing too. We get your business application-ready.
- Eligibility and certification review (MBE, WBE, 8(a))
- Required documents prepared in advance
- Grant opportunities matched to your profile
The Path
From Formed to Fundable
01
Scan
Start with the free Business Success Scan in The HOUSE to see how lenders view your business today.
02
Structure
Close the gaps: formation, good standing, compliance, and the details lenders verify.
03
Build
Establish banking, business credit, and documentation in the right order.
04
Position
Walk into funding conversations as a bankable owner with a complete, organized file.
Powered by The HOUSE
Where Your Business Becomes Bankable
The HOUSE is our online business portal. It scores your business against what lenders check, shows you every gap, and walks you through building the profile lenders want to see.
The Scan
Know where you stand.
Free Business Success Scan with a lender compliance score and a personalized gap report.
Starter
Build it yourself.
The full compliance scanner with fix-it guidance, a funding roadmap, and the step-by-step business credit system.
Professional
Build it with a coach.
Everything in Starter plus grant tools, certification tracking, and bi-weekly 1-on-1 strategy sessions.
Executive
Build it at board level.
Everything in Professional plus weekly private strategy sessions and a personalized funding strategy.
Start with the Scan, then talk with O.T. about the right path for your business.
Your Consultant
O.T. Thomas
With over seven years in business credit and finance, O.T. Thomas works with business owners on one thing: becoming bankable. He builds the structure, standing, and lender-ready profile behind your business, and stays with you as you work through The HOUSE.
Get Started